Punto Banco Guide with List of Top Online Casinos Offering The Game

Punto Banco, also known as North American baccarat, is one of the most popular baccarat variations available at live and online casinos alike. If there is anything you’re unclear about when it comes to Punto Banco or simply want to know more about the game, we offer a variety of quality guides on the topic.

Top Pick
Approved Approved
Favorite
Hot
Superace88 Casino
9.8

200% Match Bonus up to ₱100

21+ Only, T&C Apply.
Win Rate
96.7%
Payout Speed
Instant
Benefits

Excellent reputation since it went online.

Live dealer casino games.

A friendly team of customer support advisors.

Players can set personal limits.

Playable in both download and in-browser version.

Great for playing on mobile.

Payment Methods
2
Approved Approved
Vulkan Vegas Casino
9.7

Up to ₱75000 + 150 Free Spins on your first 3 deposits

21+ Only, T&C Apply.
Win Rate
97.8%
Payout Speed
1 - 2 Days
Benefits

Excellent reputation since its establishment.

Huge range of live dealer games.

Fantastic customer support.

Wide range of currencies.

Free demo options for playing for fun.

Mobile casino on Android and iOS devices.

Payment Methods
3
Approved Approved
Favorite
JILIKO Casino
9.6

300% Match Bonus up to ₱500

21+ Only, T&C Apply.
Win Rate
97%
Payout Speed
1 hour
Benefits

Excellent reputation since the casino was established.

Live casino tables from Evolution Gaming.

Customer support is available via email, live chat, and telephone.

Very speedy withdrawals.

Available by download, instant and mobile.

Mobile optimized website.

Payment Methods
4
Approved Approved
Favorite
New
JILIACE Casino
9.5
Win Rate
97%
Payout Speed
1 hour
Payment Methods

200% Match Bonus up to ₱6000

21+ Only, T&C Apply.
5
Approved Approved
Favorite
Hot Hot
New
Eu9.asia
9.5
Payout Speed
1 hour
Payment Methods

99% Match Bonus up to ₱2000

21+ Only, T&C Apply.
6
Approved Approved
22BET Casino
9.5
Payout Speed
1 - 2 Days
Payment Methods

100% Match Bonus up to $300

21+ Only, T&C Apply.
7
Approved Approved
PGasia
9.4
Payout Speed
1 hour
Payment Methods

300% Match Bonus up to ₱100

P12

21+ Only, T&C Apply.
8
Approved Approved
Favorite
Betvisa Casino
9.3
Payment Methods

300% Match Bonus up to ₱1500

21+ Only, T&C Apply.
9
Approved Approved
20BET Casino
9.3
Win Rate
97.9%
Payout Speed
7 days
Payment Methods

Up to ₱13000 + 170 Free Spins on your first 2 deposits

21+ Only, T&C Apply.
10
Approved Approved
Favorite
Hot Hot
Megapari Casino
9.3
Win Rate
98.7%
Payout Speed
1 hour
Payment Methods
Exclusive

Up to ₱113750 + 150 Free Spins on your first 4 deposits

PHBONUS1

21+ Only, T&C Apply.
Online Baccarat
Have you always been fascinated by baccarat but did not know where to start? Check out this comprehensive guide that covers everything from basic rules to complex strategies. Get an overview, check out various explanations, pick up tips, discover free baccarat games, and partake in the best online real money casinos based on the rankings and reviews of our in-house experts.

Overview

Among several different versions of baccarat, Punto Banco is probably one of the most popular, especially in the US. In fact, because of this popularity, the game is often referred to as North American baccarat as well.

Unlike some other variations such as Chemin de Fer or Baccarat Banque, Punto Banco is very simple and straightforward. It is also a pure casino table game with the casino hosting the games and players playing against the house.

For these reasons, Punto Banco today is found across numerous live venues and online casinos alike. Games are offered across various stakes and online players can choose from live dealer and RNG tables.

The game is also very easy to learn, which only helps make it even more popular. There are no complicated rules or strategies players need to know to join the action and even those completely new to Punto Banco can learn the most important rules in a matter of minutes.

How We Rate Punto Banco Casinos

There are many online casinos offering Punto Banco games, both in their live and RNG versions. We spend a lot of time checking casinos before we recommend them here and the process goes beyond what they have to offer in terms of gaming options. We also look into the overall safety, the quality of the mobile solution, general reputation, etc.

Rules

Punto Banco is a variation of baccarat played with a shoe containing six deck of cards. The name of the game signifies two different sides players can bet on: punto, which stands for the player, and banco, which designates the bank.

At the start of a hand, bets are placed on one of these two outcomes. Alternatively, players can also bet on the tie, i.e. that both sides will end up with the same total.

Once bets are in place, the dealer will draw four cards from the shoe and distribute them to the two spots one card at the time so that both the player and the banker start with two cards. Card values in Punto Banco are the same as in all baccarat variations: 10s and picture cards are counted as zero while all other cards maintain their face values.

When the dealing is done, totals will be calculated for both hands. When the total is over 9, only the second number in the sum will be considered (for example a 6 and a 7 has the value of 3).

Depending on the starting total, both sides may be eligible to receive an extra card. Unlike variations played against other players, Punto Banco doesn’t require players to know these rules at all. The dealer is the only one in charge of handling all the cards and they will draw the third card as necessary.

After this, hands will be compared and the one with the higher total wins. All players betting on that side will be paid even money. However, when betting on the banker, the house will usually retain a 5% fee before paying out because this side has the lower house edge of just 1.06% compared to the 1.24% for the player side.

Punto Banco Strategy

There isn’t much to say in terms of strategy for Punto Banco. Although the game is very popular, players don’t actually get to do much after they had placed their bets. There are very strict rules in terms of when the third card is drawn and this isn’t the matter of choice like in some other baccarat versions.

The only real tactic in Punto Banco is to always bet on the bank because of that smaller house edge. Another thing to consider is the banker fee. In some casinos, it will be lower than 5% or waived completely, which makes the game that much more favorable for the players.


Why Play Punto Banco?

There are several reasons why Punto Banco is so popular among fans of baccarat. The first and the most obvious one is the simplicity of the game. There is basically no experience required to join a Punto Banco table and play the game. It’s virtually impossible to make any mistakes while playing as long as you know how to place your bets.

The game is quite fast-paced and hands don’t take too long to complete. This is an important factor for many experienced players who want to get as much play as possible during their stay at a casino and don’t appreciate too much downtime.

It is also one of the more popular variations of baccarat found online so there are more options in terms of stakes and different tables. Those who prefer live dealer games often want to play at a table where the dealer is very fast or very friendly and this is much easier to find with a game like Punto Banco than some other less popular baccarat variation.


Tips

As already explained, there isn’t much to say about strategy in Punto Banco. Stick to these few simple tips when playing and that should be more than enough:

  • Never bet on a tie. Unlike the other two available bets, the tie bet in Punto Banco has the house edge of 14.4% so despite the seemingly attractive odds of 8 to 1, it’s not a good bet.
  • Keep track of the cards. Although card counting isn’t nearly as effective in Punto Banco as it is in blackjack, you can still improve your odds slightly provided enough cards have been dealt out of the shoe.
  • Look for games with lower or no fees when betting on the banker side. This is another very efficient way to improve your odds.

Our Favorite Casino

Approved Approved
Favorite
Hot Hot
New

Eu9.asia

9.5
Best for
Baccarat
Craps
Blackjack
Over 3000 games available

Excellent reputation since the casino was established.

Some excellent NetEnt and Microgaming jackpot slots.

Always helpful live chat support.

Players can set personal limits.

Playable in both download and in-browser version.


Payout Speed
1 hour
Features
3D Games
Arcade Games
Auto Play
Branded Games
16 more
Payment Methods

99% Match Bonus up to ₱2000

Welcome Bonus

21+ Only, T&C Apply.

FAQ

Yes. Many online casinos host Punto Banco games and you can play across various stakes, from very low to very high limits.

Yes. You’ll find an excellent selection of live dealer tables offering Punto Banco games, available on computers and mobile devices alike.

There aren’t many effective strategies for Punto Banco. Avoid betting on the tie at all costs and, if possible, keep track of the cards for a bit of extra edge near the shoe end.

For the regular two bets (player and banker), the house edge is 1.06% and 1.24%, respectively. When betting on the tie, the house edge is 14.4%.

Yes. Of the three available bets, this is the most favorable one for the player. However, it’s okay to alternate bets sometimes as the difference between two options isn’t that big.

Discover More

Our Approved Casinos

See why our Seal of Approval is a mark of quality and why casinos that sport it boast the best security, privacy, trust, fairplay, customer support, banking options, and reputation in the business. Join us and learn more about OCR-approved online casinos and how they achieved their distinctions.

Read More

New Filipino Casinos

Have you been looking for the newest online casinos with the latest and hottest bonuses, games, depositing, and withdrawal methods? Check out this page and see the latest online casinos with their associated OCR listings, ranks, and reviews.

Read More

Exclusive Casino Bonuses

Have you always wanted to use an exciting exclusive casino welcome bonus? Do you want to take your gaming to the next level with exclusive bonus deals based on your favorite casino games? Check out this handy guide and get the ball rolling today!

Read More

Important Notice

By visiting this site, you certify that you are over 19 years old, and you are giving your consent for us to set cookies. We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. Read More