Your Ultimate Guide to Online Baccarat in 2024

Have you always been fascinated by baccarat but did not know where to start? Check out this comprehensive guide that covers everything from basic rules to complex strategies. Get an overview, check out various explanations, pick up tips, discover free baccarat games, and partake in the best online real money casinos based on the rankings and reviews of our in-house experts.

Top Pick
Approved Approved
Favorite
Hot
Megapari Casino
9.8
Exclusive

Up to ₱119860 + 150 Free Spins on your first 4 deposits

PHBONUS1

21+ Only, T&C Apply.
Win Rate
98.7%
Payout Speed
1 hour
Benefits

Excellent reputation since the casino was established.

High quality live dealer casino.

24/7 phone support.

Quick payouts offered.

Accepts Bitcoin and other cryptocurrencies for deposits and withdrawals.

Uses high quality updated software.

Payment Methods
2
Approved Approved
Hot
New
BK8 Casino
9.8

100% Match Bonus up to ₱5000

21+ Only, T&C Apply.
Win Rate
97.5%
Payout Speed
Instant
Benefits

Excellent reputation since the casino was established.

Games Lobby can be customized.

Helpful live chat and email customer support.

Fast withdrawals.

Playable in both download and in-browser version.

Flawless mobile gameplay.

Payment Methods
3
Approved Approved
Favorite
Hot
Superace88 Casino
9.7

200% Match Bonus up to ₱100

21+ Only, T&C Apply.
Win Rate
96.7%
Payout Speed
Instant
Benefits

Excellent reputation since it went online.

Live dealer casino games.

A friendly team of customer support advisors.

Players can set personal limits.

Playable in both download and in-browser version.

Great for playing on mobile.

Payment Methods
4
Approved Approved
Favorite
JILIKO Casino
9.7
Win Rate
97%
Payout Speed
1 hour
Payment Methods

300% Match Bonus up to ₱500

21+ Only, T&C Apply.
5
Favorite
Hot Hot
GG.BET Casino
9.6
Payout Speed
2 - 4 Days
Payment Methods
Exclusive

200% Match Bonus up to $2000 + 50 Free Spins

OCR

21+ Only, T&C Apply.
6
Approved Approved
New
Vulkan Vegas Casino
9.6
Win Rate
97.8%
Payout Speed
1 - 2 Days
Payment Methods

Up to ₱75000 + 150 Free Spins on your first 3 deposits

21+ Only, T&C Apply.
7
Approved Approved
Favorite
JILIACE Casino
9.5
Win Rate
97%
Payout Speed
1 hour
Payment Methods

200% Match Bonus up to ₱6000

21+ Only, T&C Apply.
8
Approved Approved
22BET Casino
9.5
Payout Speed
1 - 2 Days
Payment Methods

100% Match Bonus up to $300

21+ Only, T&C Apply.
9
Approved Approved
PGasia
9.4
Payout Speed
1 hour
Payment Methods

300% Match Bonus up to ₱100

P12

21+ Only, T&C Apply.
10
Approved Approved
Favorite
Betvisa Casino
9.3
Payment Methods

300% Match Bonus up to ₱1500

21+ Only, T&C Apply.

Overview

There are numerous instances throughout history of an individual turning our perception of the world on its head. Great examples are Newton and Einstein, that completely changed our understanding of nature and our place within it. Newton laid out the mathematical grounds for future science and began explaining natural events with said basis, while Einstein revolutionized our perception of time and space. We are currently living in the Einsteinian era, but this too shall pass, and our understanding of reality will be radically different when we enter the post-Einsteinian era. However, not every innovator has to be a scientist. He or she can be a gaming enthusiast, such as Felix Falguiere.

Flix created what we nowadays perceive as baccarat. This Italian stallion shot off to the races with a game that he called 'baccara' or 'zero'. The gimmick was that all the face cards and tens were worth zero, which was a revolutionary concept in the world of gaming. When this brave new product hit the gaming markets of France, it exploded and picked up an enormous following. The spelling was localized to 'baccarat', and history shaped it into the game that we know and love today.

Baccarat has been witness to numerous fads, including a boom in popularity with the release of James Bond films. The latter presented baccarat in a veil of mystique and elegance. However, this was not the only case of an enormous rise in popularity. Baccarat exploded once again when it hit the online gaming market. This is understandable as the ‘player versus house’ mentality is incredibly popular among punters that want to stick it to the man.

Baccarat is, like every other amazing game, rather simplistic at its core. You do not have to be a gaming genius or a skilled mathematician to play baccarat. If your cards are the closest to nine or worth exactly nine, you win. The rules remain the same in live dealer baccarat options that can be enjoyed on both PC and mobile devices. Are you fond of real-life punter camaraderie? Take it digital with chats and other interactions that bring you closer to your fellow punters.

Join us for a detailed look at the game ranging from its rules to its payout tables. See what modern baccarat is like and how your hand can make or break your wager. Discover the various betting options on offer and see the pros and cons of online baccarat. Become familiar with over forty variants that our recommended online casinos offer, and become a baccarat pro today with this handy guide!

Pros & Cons

Pros
Online baccarat is incredibly easy to learn
The house edge is a measly 1.06% if you stick with the banker
Both smaller and larger budgets are welcome
Cons
Its baseline potential is limited
You can get bored of the gameplay easily

Baccarat Origin

Baccarat's roots are found in France, where it is said to have been developed during the Middle Ages; however, the game's invention is attributed to Italy. Like many other popular card games, Baccarat was brought to America after the establishment of the United States. It has since gone through many changes and variations, gradually becoming the game that we know it to be today.

One of Baccarat's ancestors was "Chemin de Fer", which was very popular among the French aristocracy in pre-revolution France. The English named their version of Baccarat "Punto Banco", and this is the rendition of Baccarat that was brought to the new world. The name of the game derives from an old Italian word standing for "zero". The zero had to do with the fact that queens, kings, jacks, and tens were all worth zero. Baccarat retained its popularity largely due to its success in the United States, mainly in Nevada. Like in France, it was mostly played by High Rollers and for big wagers.

Thankfully, nowadays, Baccarat is a game available everywhere and to everyone, thanks to Internet gambling. Many online casinos offer variations of the game. Mini Baccarat is the most basic version of the game, and it is highly recommended for beginners because of low table limits and lesser players.


Glossary

Baccarat's terms come from a fine mix of backgrounds. One can see the influence of French, Italian, and American English by looking at the game's terminology.

Baccarat: As the old Italian word suggests, this is the name of the situation when the player's hand is zero. 

Banker/banco: This is a bet player can make on the banker's (dealer) hands. The payout odds for this bet are 1:1 deducting the banker's commission.

Coup: The name of a Baccarat round. In French, one of its translations is "blow" or "strike".

Dealer/Banker: The player's main adversary; the person who deals the cards and on whose hand the player can make a Banker bet (see term). Also known as banco.

Mini Baccarat: The most popular form of online baccarat is mainly due to the reason that it usually has lower limits because the banker draws all the cards.

Natural: The situation where a player's first two cards are valued at either eight or nine, resulting in him winning the coup unless the banker has a natural as well.  

Player/punto: Similar to the Banker bet, in Player, players bet on the player's hand – the payout odds are 1:1, and the house advantage is just over 1 percent.

Run: Secondary bet which can be made on sequential winning hands, be they the banker's, the player's, or a tie.  

Standoff: The situation when both the player and the banker have cards of the same value.

Tie: A rarely used bet on either a standoff or tie between the dealer and player. The payout odds are great, standing at 8:1, but it the house advantage is almost 15%.


Rules

Baccarat can be played with up to 14 players attending at one table. Card-wise, all numbered cards are considered face value, Ace has a value of one and Jack, Queen, King, and ten all bear a value of zero. A Baccarat coup (round) commences with all players wagering on a player of choice which they think will receive the highest hand. They can wager in three different ways: player, dealer, or tie.

Then the banker deals the players and himself two cards; the dealing of the cards stops if any player receives two cards with a value totaling at eight or nine – this is a "natural," and that player wins. In case the total value of both cards exceeds nine, the second digit is the only one that is counted. Like in Craps and Poker, the banker's "shoe" rotates clockwise but unlike these games, the shoe ceases to move in case the banker wins the hand.

The rules in Mini Baccarat are similar, although there, things are done in a quicker manner, making slight adjustments to the odds. It is common for bankers to use a six-deck shoe in Mini Baccarat, as opposed to the traditional eight deck in standard Baccarat.


Strategies

In terms of strategy, Baccarat is a very simple game, mainly because players are offered only two practical options consisting of betting on the banker's hand or the player's hand. Like in every gambling game, always be aware of your bankroll and set a maximum that you, by any means, will not exceed.

With the house advantage in Baccarat, your chances of losing are somewhat larger than your chances of winning, but don't let that deter you from the game as long as you maintain a maximum bankroll, set limits, and play wisely. Mathematical players looking for advanced strategies in which they can employ their mathematical skills, can perhaps find these in older renditions of the game, such as Chemin de Fer, to play like a well-fed French aristocrat; however, these are more scarcely found online casinos. Though some do offer them, they are common in brick & mortar casinos in Europe. 

 

Tips

Baccarat is not exactly rocket science, but every punter can surely do it with a few handy tips that help get the ball rolling. Our top starting tips are:

Kicking Things Off

Newcomers to the world of online gaming or baccarat might find this game a bit daunting, but that does not have to be the case. Simply use the following tips and make your baccarat game a wonderful experience.

1 Learn how to play

There is not much that you have to learn in order to play online baccarat. Become familiar with the gameplay, see how initial bets are made, and slowly make your way to the final decision. Remember that you can practice all of this in real-time with free play.

2 Be familiar with odds and the house advantage

It is crucial that you feel at home with the banker, player, and tie bet. This will require knowing their associated odds, which will help you make the right decisions.

3 Pick your favorite variant

Baccarat's popularity has encouraged online casino game providers to develop multiple variants. These have various themes, table options, gameplay, win multipliers, and nuances. Check out several variants and pick the one that suits you best.

4 Join a reputable gaming venue

You should only ever invest your time and money into reputable online casinos that have all the necessary bells and whistles when it comes to licensing and regulation. Moreover, the best venues will offer superb bonuses, so do not settle for a mediocre venue.

5 Grab a baccarat casino bonus

And this brings us to everyone's favorite topic, bonuses. There are various options ranging from welcome to reload bonuses. Every bonus has something unique about it, especially in regard to its terms and conditions. These should be read thoroughly so that wagering requirements and other demands do not surprise you.

Terminology

The world of online baccarat is constantly changing, and punters are coming up with various new terms and jargon that can leave newcomers scratching their heads. We recommend that you become familiar with said terms and jargon before diving into your next baccarat game. Check out the following glossary to learn more.

Baccarat Glossary

Baccarat Variants

We have already mentioned that you can enjoy a plethora of exciting baccarat variants at our recommended online venues, but now it is time for us to put our money where our mouth is and show you exactly what you can expect. Some of the baccarat offshoots that our recommended online casinos host are:

Baccarat

The rules are incredibly simple. Punters bet on whether the Banker or the Player will be closer to nine. Another option is betting on a Tie, which is self-explanatory. Note that the result is determined by 2-4 cards.

Live Baccarat

This variant takes the thrill of conventional baccarat and wraps it into a live dealer casino game. Punters especially appreciate this, as nobody wants to compete against software. Moreover, it allows for a bit of competition, as other players can join in as well.

Dragon Tiger

Just when you thought that it could not get simpler, Dragon Tiger appeared. This version of baccarat has two cards involved, and both the dragon and the tiger get exactly one. Punters simply bet on whose card will be worth more. Note that there are also prop bets up for grabs.

Live Dragon Tiger

Why play a dull digital variant when you can experience it in real-time? Enjoy Dragon Tiger with a live dealer and try to beat the odds along with other punters.

Lightning Baccarat

Kick your baccarat gaming into a higher gear with lightning baccarat and its win multipliers. Each round sees five lightning cards being drawn. These have associated multipliers that can swell your wager up to a whopping 262.144 of its initial size.

Punto Banco

This variant keeps things relaxed with two betting options, Punto and Banco. These two options have unique drawing rules. The former draws only based on its hand, while the latter is dependent on Punto’s hand.

Baccarat Banque

You will often encounter it in live gambling environments where the dealer is pitted against two or more players. Punters with a card evaluation of eight or nine wins immediately, while others have their hands compared to the dealer. This avoidance of player versus player-action makes this variant more relaxed.

Baccarat Squeeze

While most aspects remain the same, the ‘squeeze’ mechanic really spices things up. The latter is based on the fact that cards are dealt face down, and players see them only when the dealer folds their edges. This squeeze builds tension and leads to phenomenal catharsis.

Speed Baccarat

You will only ever find this variant in live dealer casinos. While the rules remain the same, the time limit of each round is set at 27 seconds, which helps increase the tension. This, combined with the fact that bets go up to ₱54,738, means that only baccarat veterans should partake!

Mini Baccarat

Newcomers will simply adore mini-baccarat. It has the same betting and payout options as online baccarat, but it sticks to smaller wagers, which means that you can play it for longer.

Calculate Your Casino Bonus

Casinos Bonus Min. Deposit WR Payment Methods Claim Bonus
Bullsbet Casino
₱120,000
21+ Only, T&C Apply.
₱1200 40x (Bonus & Deposit)
21+ Only, T&C Apply.
Vulkan Vegas Casino
₱25,000 + 70 Free Spins
21+ Only, T&C Apply.
₱250 40x (Bonus & Deposit)
21+ Only, T&C Apply.
Megapari Casino

Exclusive

₱22,977 + 30 Free Spins

PHBONUS1

21+ Only, T&C Apply.
₱585 35x (Bonus & Deposit)
21+ Only, T&C Apply.
20BET Casino
₱7,000 + 120 Free Spins
21+ Only, T&C Apply.
₱600 40x (Bonus & Deposit)
21+ Only, T&C Apply.
JILIACE Casino
₱6,000
21+ Only, T&C Apply.
₱100 20x (Bonus & Deposit)
21+ Only, T&C Apply.

Our Favorite Casino

Approved Approved
Favorite
Hot Hot

Superace88 Casino

9.7
Best for
Baccarat
Craps
Blackjack
Over 1260 games available

Excellent reputation since it went online.

Live dealer casino games.

A friendly team of customer support advisors.

Players can set personal limits.

Playable in both download and in-browser version.


Win Rate
96.7%
Payout Speed
Instant
Features
Arcade Games
Auto Play
Budget Control
Fantasy Games
9 more
Payment Methods

200% Match Bonus up to ₱100

Welcome Bonus

21+ Only, T&C Apply.

FAQ

Punters usually point to two main reasons for such behavior. Firstly, the probability of winning is a measly 9.51%, which is the lowest of any bet. Secondly, if no one bets on the tie, a push result occurs.

It is generally accepted that betting on the banker trumps all other bets. Your chances of winning are 45.87% under conventional circumstances and 51% if the tie bets are removed.

You can enjoy online baccarat at numerous venues. However, we recommend that you check out our list of online casinos. These have superb sign-up bonuses and other goodies.

Not really. Online baccarat is, first and foremost, a game of chance that depends entirely on the cards that you are dealt. However, you can improve your knowledge of odds and bet wisely to maximize your gaming.

Baccarat is not rigged if you play it at licensed and regulated casinos. These have watchdogs above them that keep tabs on game results and software operations. Check out our recommended online casinos so that you are always betting in a safe and secure environment.

Live dealer baccarat is essentially a digital version of what you experience in real life. You play against a live croupier whose actions are streamed directly from an actual casino or studio.

Banker bets do, sadly, have a downside. Their incredible probability of winning is balanced by a 5% commission that is charged to player winnings.

This depends entirely on the bet that you opt for. A bank bet has a 1.06% house edge, a player bet has 1.24%, and a tie bet has 14.36%.

Yes, there are. You can play online baccarat free of charge at multiple venues. Casinos offer these variants in order to entice you to invest real money and partake in real-money baccarat.

Discover More

Live Dealer Casinos

Have you been looking for a detailed examination of live dealers and live casinos? Then look no further! This guide will show you the ins and outs of everything from real money bonuses to live casino games. Start your live casino journey today!

Read More

Our Approved Casinos

See why our Seal of Approval is a mark of quality and why casinos that sport it boast the best security, privacy, trust, fairplay, customer support, banking options, and reputation in the business. Join us and learn more about OCR-approved online casinos and how they achieved their distinctions.

Read More

iPhone Casinos

Have you been thinking about playing exciting online casino games on your iPhone but did not know where to start? Then check out this exciting guide that will show you the ins and outs of bonus offers, games, payouts, and banking options. You will also be given a list of the best iOS online casinos based on our expert rankings and reviews so that you can start your iPhone gaming journey today!

Read More

Important Notice

By visiting this site, you certify that you are over 19 years old, and you are giving your consent for us to set cookies. We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. Read More